VAM is a private investment firm created to provide investors the opportunity to invest in real assets. Our focus is creating and maintaining investor wealth through alternative investment strategies. Returns are generated for our clients by directly investing in companies & development teams with a proven track record of profitable operations along with experienced management.
There exist limitless opportunities in every industry. Where there is an open mind, there will always be a frontier.
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Vernonville Asset Management was born out of a need to create a simple and easy way for us to directly invest in companies and receive a steady source of positive returns from our investments.
We created Vernonville Asset Management to give our clients three things:
For decades, investing privately has been reserved for the wealthy, and the wealthy have fully embraced private investments for their many benefits, including: Above-market returns through both cash flow and appreciation. Transparency and access to management. Less volatility due to non-correlation to the stock market and too long lockup periods preventing herd behavior. Access to […]
As CEO, imagine having the opportunity to hire one of three contractors to complete a major business or construction project for your company. Imagine now that you went to high school with all three contractors competing for your business. The FIRST proposal comes from Ted. Ted was the loud, obnoxious jock in high school, constantly calling attention to […]
A lot has been made lately of inflation, rising prices, and potential impact on the commercial real estate (CRE) asset class. As history has taught us, not all CRE sectors will respond in the same way to inflation, and if 2020 taught us anything, it’s that self-storage is one of the sectors investors will want […]
In the world of money, the catchphrase of the day is “passive income.” If you want to stick it to the man and be able to spend your days playing video games or watching TikTok videos, you need to have a money machine that works while you’re playing. You see it being peddled all over the […]
According to a recent CNBC survey, 71% of Americans are worried social security will run out during their lifetimes. This goes hand in hand with another survey that found, 64% of Americans aren’t prepared for retirement. The Americans worried about social security running out are the same ones that aren’t prepared for retirement, which appears to be […]
When should you include commercial real estate (CRE) in your portfolio? I think the more appropriate question is when is it not appropriate to include CRE in your portfolio? If you ask any savvy investor who allocates a hefty portion of their portfolios to CRE, they will tell you that there is never a time […]
I’ve been fortunate to have met many physicians and other high-income earners across this great country in my travels and investment dealings. As I’ve gotten to know these professionals and been able to observe them, I’ve noticed that they are all playing one of three games that popular social media financial commentator and blogger Naval has outlined […]
Investments in private placements (i.e., private investments) offer the promise of the type of returns ideal for building and maintaining wealth – the type of returns not found on Wall Street. For example, compare the profit potential from private equity (i.e., private company stock or partnership investments) vs. mutual funds: What does this chart tell […]
Investors are getting angsty about inflation and its implications on the economy. Google searches for inflation are now at their highest levels since late 2010. The stock market has never responded favorably to inflation. Historically, inflation means rising interest rates, a slowing economy, and receding bottom lines – all leading to stock declines. We’ve gotten a […]
Compare the portfolio of the following: Individual Retail Investor Vs. The Rich While the average retail investor allocates most of their portfolios to stocks, the rich allocate a majority of their portfolios to private equity and real estate (53% total). Why do the rich allocate a majority of their portfolios to private equity and […]
During Berkshire Hathaway’s recent annual shareholder’s meeting, Warren Buffett recently declared the economy red hot. “It’s almost a buying frenzy,” the Berkshire Hathaway Inc. chief executive officer said during the meeting. “People have money in their pocket, and they’re paying higher prices,” he said. The red hot economy is also good news for SPACs and investors […]
Do you want to know the benefits of early insider investing? Just ask the serial early investors: Angel Investors. Why do angel investors do what they do? Why do they love early-stage investing? Here are some of the reasons: Returns. Despite their high-risk reputation, early-stage investing can be highly rewarding. It’s why angel investors are drawn to […]
A successful private company looking to scale has a few options that immediately come to mind to fund growth: Borrow. Conduct an IPO and raise capital through a public offering. Raise capital through one of the SEC’s private offering exemptions. Each option has its advantages and disadvantages. Because repayment on loans starts almost immediately, this […]
The merits of investing early are obvious. Like with everything else, buying something early or getting in on the ground floor of an investment or business before it catches on with the public is not only cheaper but also more rewarding. Buying something at $1 that later sells for $30 is more profitable than if […]
Physicians, you are in a unique situation when investing and planning for your financial futures. Because of the long road to becoming physicians – with all the years involved with medical school, residencies, and in some cases, fellowships – doctors start behind the eight ball when it comes to investing. That’s because before starting your […]
The problem with looking backward is you miss the opportunities ahead. 2020 was one for the history books. The COVID-19 pandemic was a once-in-a-lifetime event and not likely to happen again soon, and if we get stuck in the past, we may prevent ourselves from moving forward. How would looking back at 2020 give some investors […]
The ultra-wealthy, also known as ultra-high-net-worth individuals (UHNWIs), are wealthy for a reason, and one of those biggest reasons is they don’t follow the herd. They don’t follow the herd because the herd doesn’t base its investment decisions on sound economic fundamentals – influenced more by societal biases and influences, hype, and emotions than anything […]
Growing up, how many times did you hear your dad or some other family member lament, “If only I had invested in Apple in 1980 or in Amazon in 1997, I’d be rich today?” At least they recognized the value of getting in on an investment early before the company exploded – even if they […]
Are you an opportunist or a speculator? What’s the difference? Opportunists have a plan. Speculators don’t. If you want to separate the speculators from the opportunists, all you have to do is look at the market. The speculators are the ones who go with the crowd. The opportunists go against the grain. Speculators are: Driven by […]
We live in a free-market right? One where we can expect the “invisible hand” to do its magic with little government interference in the free exchange of goods right? Not exactly. It’s looking more and more like the “invisible hand” isn’t the impartial hand of a free market but one controlled by elites. In other […]
What does it mean to achieve financial freedom? Does it mean having a big house with a half dozen exotic cars parked in the driveway? Not necessarily. Financial freedom is when your passive income exceeds your expenses. In other words, financial freedom is when you no longer have to work to meet your needs. So, that […]
Everyone is looking to achieve financial freedom and I’m assuming most would like to achieve it safely. Nothing is guaranteed and risk measures the likelihood of losing your investment. Conventional investing wisdom ties risk to reward. According to the risk-reward matrix, the higher the risk the higher the reward, and vice versa. In other words, with […]
In a car race, if you take a 16-year old out of his Toyota Camry and trade places with a world-class Formula 1 racer, two things are likely to happen: The professional racer is going to win the race in the Camry. The 16-year old will likely crash the Formula 1 car that will prove […]
The timeline of modern medicine is marked by a series of major medical and scientific advances as well as social, economic, and professional developments that have caused major paradigm shifts in the practice of medicine. Take for example germ theory. In the 1870s Louis Pasteur and Robert Koch established the germ theory of disease. According […]
Inflation is the enemy of an investment portfolio – a stock portfolio. At least that’s what investors have been programmed to think. There’s a theoretical explanation for why stock prices drop as inflation rises, but I doubt that’s what goes through most investors’ heads. Theoretically, the price of a company’s stock is based on the present […]
If you’re one of the millions of Americans who’ve reached age 45 with little retirement savings or even a plan to speak of, don’t despair. You have always heard the adage that it’s never too early to start investing, but is it ever too late? Of course not and I’ll tell you why. Think about it […]
The healthcare profession is in crisis from the COVID-19 pandemic. The headlines say it all: “Doctors Are Calling It Quits Under Stress of the Pandemic” “Nearly half of doctors are rethinking their careers, finds COVID-19 survey” “Are More Women Physicians Leaving Medicine as Pandemic Surges?” COVID-19 has ravaged America, with more than 9.7 million infected […]
Super-Rich Families Pour Into $787 Billion Private Debt Market – Bloomberg (Dec. 9, 2019) Ultra-Rich Families With Cash on Hand Pile Into Private Debt – Bloomberg (May 4, 2020) Why are the ultra-wealthy allocating so much more capital towards private debt right now? With the financial markets in turmoil over the COVID-19 pandemic, investing in private debt […]
“Skate to where the puck is going. Not where it has been.” -Wayne Gretzky Some of the greatest athletes in team sports in the world can see a play in their heads before it happens. This ability to anticipate has given all-time great athletes like Wayne Gretzky, Michael Jordan, and Tom Brady a distinct edge […]
What’s a Private Placement? A private placement is a “private” offering of securities to a select number of investors meeting certain qualification requirements. Private placements are an alternative to the costly and time-consuming public registered offering (aka IPO). Most companies rely on the exemptions and guidance under Regulation D (Reg. D) of the Securities Act […]
As I talk to individuals across the country and around the world – both in-person and online – about their financial goals, I’m surprised to find that most people want the same thing: They want to not have to worry about money. They don’t want to have to wonder how they’ll put food on the […]
There’s a pandemic quietly raging through the ranks of physicians and it’s not COVID-19. It’s burnout. Burnout is bad for physicians, as evidenced by alarming levels of alcohol abuse, drug abuse, and unfortunately, suicide. Burnout doesn’t exist in isolation as it affects patients as well – it results in lower quality of care, lower patient satisfaction, […]
Even before the COVID-19 pandemic, physicians were already under tremendous strain from a variety of angles. Sources of stress came from any one of the following: Worrying about providing adequate patient care. Ethical dilemmas. Paperwork. Regulatory requirements. Insurance reimbursement rates. Working too many hours. Worrying about online reputation (new development). Now with the COVID-19-induced recession, […]
We are in the midst of the greatest wealth transfer in history and there are two forces at work: 1) Baby Boomers 2) Economic Stimulus Baby Boomers (born between 1944 and 1964) are expected to transfer $30 trillion in wealth to younger generations over the next several years as many pass on their businesses or simply […]
The Wall Street surge fueled by amateur investors flush with $267 billion in stimulus checks is coming home to roost. Easily spooked, these amateur investors have triggered a massive sell-off in the markets reflected by a rough week and overall month on Wall Street. For the week the Dow is down more than 700 points […]
Warren Buffett famously shies away from investing in technology companies like Twitter and Facebook. His company owns shares in Apple but Apple isn’t your typical technology company like Twitter or Facebook that haven’t been around long enough to establish their long-term prospects or staying power. Apple has been around since the late ’70s and has […]
Popular comedian, UFC commentator, and podcaster Joe Rogan recently made headlines when he announced he would be moving from L.A. to Texas and taking his podcast with him. His Podcast, The Joe Rogan Experience, has consistently ranked as the #1 or #2 Podcast on Apple and YouTube, raking in $30 million/year in revenue. He recently […]
Extraordinary challenges require extraordinary responses. The pandemic-induced recession that has hamstrung or even eliminated entire industries forcing record numbers of workers on unemployment lines has forced many of these workers to reassess their financial situations. Many want to avoid ever having to be in the position of wondering where their next check will come from. […]
Of the many government tax incentives offered to businesses, the idea of captive insurance usually doesn’t come first to mind. In fact, not many business owners are even aware of the potentially substantial tax benefits associated with what is, essentially, starting your own insurance company. What is captive insurance? Is it self-insurance? It’s a form of […]
It should be very clear to everyone by now that the wealthy invest very differently from the Main Street investor. They zig when everybody else zags. That’s why they’re wealthy. Take for instance Main Street’s fascination with index funds. The wealthy couldn’t be bothered with them. Main Street investors gravitate to index funds for their […]
The federal government has long used tax incentives to further the good of the country – both economically and socially. There are multiple examples of tax breaks and deductions designed to spur economic growth and also further social causes. If you know anything about the tax code, it’s that it favors risk-takers and entrepreneurs over […]
The outside world looks at the lives of doctors very differently than what doctors view of their own lives. Outsiders look at the gates guarding the exclusive communities many physicians live in and envy the lives of those living on the other side. They think doctors are financially free – what with the big houses, […]
According to conventional investing wisdom the greater the risk associated with an asset the greater the potential reward. This is especially true for Wall Street offerings. Extremely volatile, high-risk stocks offer the potential for high returns while assets that are low risk like U.S. treasuries offer the lowest returns. Mainstream investors are fixated on this […]
Everywhere you look and read the retirement savings body count keeps mounting. Covid-19 has not only ravaged the health and lives of all in its wake but it has also ravaged the financial futures of billions of people across the globe. THE HEADLINES READ: World’s Largest Pension Fund Loses $165 Billion in Worst Quarter Most […]
Despite its name, the Wealth Squad is not the latest Hollywood blockbuster about altruistic billionaires out to change the world. Instead, it’s the nickname for the crack team of audit specialists formed by the IRS in 2009 to catch high-net-worth (“HNW”) tax dodgers. Officially named the IRS Large Business and International (LB&I) Division, the Wealth […]
Investors who panic and sell-off in a bear market fall into two groups: The group who sits out until the market recovers. The group that runs to speculative investments. The second group is like the gambler in Vegas who digs themselves in a big hole early then tries to win it all back in a […]
The headlines say it all. Now more than ever, physicians are facing pressures on multiple battlefronts: dangerous diseases, burnout, PTSD, and more. “I Can’t Turn My Brain Off”: PTSD and Burnout Threaten Medical Workers. – NY Times Physician Burnout is a Public Health Crisis that Urgently Demands Action. -Forbes Coronavirus Doctor: We are Struggling with Trauma. – USA […]
Training to become a doctor can take more than a decade of an aspiring physician’s life. First, there are the four years of undergrad and four years of medical school, then 2-7 years of residency depending on the specialty and for some two more years of fellowship for even more specialized training. The medical school […]
Let’s rewind one year and consider the following two investment camps. On the one hand, you had the so-called Wall Street “experts” shouting from the rooftops about how they had never seen a bull market like the one that we were in. The sky was the limit. They could see no end in sight. “Buy, […]
The first rule of bear markets: DON’T PANIC! Why? Remember these rules: Bear markets often sting, but more importantly, the sting is short-lived. Bull markets take longer to play out, but more often than not, reward those investors that stay invested. THE BOTTOM LINE: The recovery from the bear market is often very swift. Anyone sitting on […]
Sophisticated investors distinguish themselves from the crowd by implementing a multifaceted investment strategy – not the one-dimensional buy and sell strategy favored by most of Main Street. They’re not speculators. They’re not merely content to acquire an asset with hopes of selling it to someone down the line at a higher price. The next big […]
There’s a misconception in the investing world that ultra-wealthy investors are all about sophisticated investing and complex strategies that are either too expensive, complicated, or inaccessible to the rest of us. The truth is that the wealthy are less about flash and more about investments that are dependable and predictable. They’re the tortoise to the […]
Medical Degree? √ Residency? √ Board Certification? √ High-Paying Job? √ Big New House? √ German Cars? √ Private Schools? √ Exotic Vacations? √ Fancy Clothes? √ Big Mortgage? √ Lots of Debt? √ Student Loans? √ Financial Independence? Not Quite # # # The Average Joe looks up at the ivory towers physicians live in and […]
The Summer Olympics have been officially postponed until 2021. Does anybody believe the top athletes will stop training? Don’t bet on it. Top-level athletes are the best for a reason. They train day in day out and eat, live and breathe their sports year-round, not just near the time of competition. Now, even as NBA, […]
Although every physician’s path to their profession is unique, almost all physicians share common experiences. As an example, for most, the pursuit of a medical career started in high school. Most of us, are overachievers and were even spurred on by their high schools. High schools – both public and private – compete for the […]
Only 6 percent of doctors are happy with their jobs, according to one survey. It isn’t until after spending years in medical school to earn their degrees, biding their time in residencies, and finally taking the requisite board exams that many physicians will enter the full-time workforce and start making the big bucks. However, a […]
Passivity, also known as, going with the flow or going along with the herd, will kill your portfolio in a recession. The problem with following the herd in a recession is that you could be following the herd off a cliff. As investors head for the exits, more and more join in until a stampede […]
An interesting thing happened on the way to the funeral for brick and mortar stores. They found a new life through the innovations of the likes of Amazon, Walmart, Best Buy, Target, and other national retailers. The common thinking is that the retail real estate market is at risk because Amazon is pushing people online. […]
A medical career can offer doctors many rewards and benefits, including excellent pay, prestige, and the opportunity to help others. Unfortunately, sometimes in the process of treating others, things don’t go as planned, which in some cases can lead to malpractice suits. Medical malpractice can take many forms. Here are some common examples of medical negligence […]
As a passive real estate investor, it’s essential to understand the tax implications and benefits of investing in a private investment fund. For starters, most private investment funds are typically organized as partnerships in the form of LPs (limited partnerships) or LLCs (limited liability companies). The investment fund invests the money it pools from investors, […]
Commercial real estate has long been favored by institutions and the ultra-wealthy for generating wealth insulated from Wall Street volatility. Whether investing directly or passively through a private investment fund, it’s easy to get lost in all the terminology when analyzing an opportunity. When investing in commercial real estate, the crucial investing terms you need […]
Triple-net (NNN) lease properties are generally some of the most successful commercial real estate investments. If done right, NNN leases can be a valuable source of consistent, long-term cash flow free of many of the headaches associated with property management. If done wrong, however, they can be a significant source of problems. Here are some […]
When Fox Business and CNBC talk about where the “smart money” is putting their money in 2020, they’re not talking about the REAL “smart money.” They’re talking about the Wall Street “smart money” – the so-called Wall Street experts, talking heads and fund managers trying to stay ahead of the Wall Street game. When I […]
No physician wants to work until they die. Maybe some do because they love their job, but I’m guessing most want to enjoy the twilight years of their lives traveling, spending time with their family, engaging in social causes, or whatever it is that makes them happy — anything besides work. Most physicians don’t want […]
At the recent CNBC Evolve Summit, Walmart CEO Doug McMillon was quoted as saying, “We could go away at any minute,” referring to the changing demands, tastes, and interests of retail consumers. Once the darling of Wall Street, Walmart was printing money with little competition to contend with. “Retailers come and go,” McMillon said. “It’s really […]
Passivity isn’t necessarily a bad thing, but it’s definitely not great for your long-term wealth. The path of least resistance is not the approach you want to take when it comes to your investments and building long-term wealth. For many, for whatever reason – lack of time, lack of interest, etc. – doing nothing is their […]
This week the S&P 500 hit another all-time high, marking five straight weeks of gains. Even with stock prices at all-time highs, why are the ultra-wealthy (ultra-high-net-worth investors with liquid investable assets of $5 million or more) selling off their stock and bond positions while mainstream investors are going the other way and rushing in? […]
Our investment philosophy revolves around three simple rules that generate positive returns for our clients. Read more about our philosophy and ask yourself, “Am I an investor or a spectator?”
For VAM, alternative investments are assets that can be purchased that generate returns that have little to no correlation with events that occur on Wall Street. These are real assets whose value does not rise and fall…
Our investment philosophy revolves around three simple rules that generate positive returns for our clients. Read more about our philosophy and ask yourself, “Am I an investor or a spectator?”
Vernonville Asset Management was born out of a need to create a simple and easy way for us to directly invest in companies and receive a steady source of positive returns from our investments.
